Terms of Service

Please read these terms carefully before using Achievv. By using our platform, you agree to be bound by these terms and conditions.

Last updated: January 1, 2025

Terms at a Glance

Fair Usage

Use our platform responsibly and legally

Your Protection

Clear rights and responsibilities

Service Terms

Transparent service conditions

Acceptance of Terms

By accessing or using Achievv ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, then you may not access the Service.

Your Agreement

By using Achievv, you confirm that you are at least 18 years old and have the legal capacity to enter into this agreement.

Description of Service

What Achievv Provides

• Financial calculators for SIP, XIRR, and investment planning
• Portfolio tracking and management tools
• Transaction import and analysis capabilities
• Financial reporting and insights
• Multi-language support and localization
• Web-based platform accessible on various devices

Service Availability

• We strive to maintain 99.9% uptime but cannot guarantee uninterrupted service
• Scheduled maintenance will be announced in advance when possible
• We reserve the right to modify or discontinue features with notice
• Service may be temporarily unavailable due to technical issues

User Accounts and Responsibilities

Account Creation

• You must provide accurate and complete information
• You are responsible for maintaining account security
• One account per person - multiple accounts are prohibited
• You must notify us immediately of any unauthorized access

Your Responsibilities

• Keep your login credentials secure and confidential
• Use the Service only for lawful purposes
• Provide accurate financial information
• Comply with all applicable laws and regulations
• Respect other users and our intellectual property

Prohibited Activities

• Attempting to hack or compromise our systems
• Sharing false or misleading financial information
• Using the Service for illegal activities
• Reverse engineering or copying our software
• Spamming or harassing other users

Data and Privacy

Your privacy is important to us. Our collection and use of your information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

Your Data

• You retain ownership of your financial data
• We provide tools to export your data
• You can delete your account and data at any time
• We use your data only to provide our services

Our Commitment

• We protect your data with industry-standard security
• We don't sell your personal information
• We comply with applicable privacy laws
• We provide transparency about data usage

Intellectual Property

Our Rights

Achievv and its original content, features, and functionality are owned by Achievv and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

• The Achievv name, logo, and branding are our trademarks
• Our software, algorithms, and user interface are proprietary
• Our content, documentation, and materials are copyrighted
• Third-party content is used with proper licensing

Your Rights

• You may use our Service for personal, non-commercial purposes
• You retain rights to your own financial data and content
• You may provide feedback, which we may use to improve our Service
• You may not copy, modify, or distribute our proprietary content

Payment and Billing

Free Service

Achievv currently offers its core services free of charge. We reserve the right to introduce premium features or subscription plans in the future.

Future Changes

If we introduce paid features, we will provide at least 30 days notice and ensure existing users have reasonable alternatives or grandfathered access.

Disclaimers and Limitations

Financial Advice Disclaimer

Important Notice

Achievv provides financial tools and calculators for informational purposes only. We do not provide financial advice, investment recommendations, or guarantee investment returns. Always consult with qualified financial advisors before making investment decisions.

Service Disclaimers

• The Service is provided "as is" without warranties of any kind
• We do not guarantee accuracy of calculations or data
• We are not responsible for investment losses or decisions
• Market data may be delayed or inaccurate
• Technical issues may cause temporary service interruptions

Limitation of Liability

To the maximum extent permitted by law, Achievv shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or relating to your use of the Service.

Termination

Your Right to Terminate

• You may delete your account at any time
• You can export your data before termination
• Termination is effective immediately
• We will delete your data within 30 days

Our Right to Terminate

• We may suspend accounts for Terms violations
• We may terminate inactive accounts
• We provide notice before termination when possible
• We may discontinue the Service with advance notice

Governing Law and Disputes

Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration in accordance with the rules of the [Arbitration Organization].

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes by:

• Sending an email to your registered address
• Displaying a notice on our platform
• Updating the "Last updated" date at the top of these Terms

Continued use of the Service after changes indicates your acceptance of the updated Terms.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Email

support@achievv.com

These Terms of Service are effective as of January 1, 2025.