Step Up SIP Calculator India | Achievv

Step Up SIP Calculator - Progressive Investment Growth

Welcome to Achievv's Step Up SIP Calculator, designed for Indian investors who want to increase SIP contributions progressively over time. Examples and outputs are shown in ₹.

What is Step Up SIP?

Step Up SIP (also known as Top Up SIP) lets you automatically increase your SIP amount at regular intervals, typically annually. This strategy helps you:

  • Grow with Income: Increase investments as your income grows
  • Beat Inflation: Maintain purchasing power of your investments
  • Accelerate Wealth Creation: Higher investments lead to higher returns
  • Discipline: Systematic increase in investment amounts

How Step Up SIP Works

Illustration with annual 10% step‑up:

  1. Year 1: Year 1: ₹5,000 per month
  2. Year 2: Year 2: ₹5,500 per month (10% step‑up)
  3. Year 3: Year 3: ₹6,050 per month

Step Up SIP with Initial Investment (Lump Sum)

You can pair a one‑time lump sum with a Step Up SIP. Invest the lump sum upfront and run the step‑up SIP alongside to accelerate compounding. Compare scenarios with our Lump Sum Calculator.

Related Tools

Frequently Asked Questions